iOS App ยท Free to Download

You're leaving hundreds of dollars on the table every year.

MoneyWise tells you exactly which card to use for every purchase to maximize your rewards.

Cash back you earned
$318
this year
Cash back you could have earned
$730
with the right card
Money left on the table
$412
every year
$380
average cash back recovered per user annually
4 cards
average wallet analyzed per user: one dashboard
Zero bias
no affiliate fees, no referral cuts: ever
How it works

Up and running in minutes.

No spreadsheets. No manual tracking. Just connect and go.

๐Ÿ”—
Connect your cards

Securely link your existing cards in seconds. MoneyWise reads your rewards structure, not your card numbers.

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We analyze your spending

MoneyWise maps every purchase category to every card's rewards rate and finds the gaps you've been missing.

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Earn what you deserve

Get a clear recommendation for every purchase type, and watch your actual cashback grow from day one.

Cash back Missed

See the money that
escaped your wallet.

Most people think their reward cards work for them. MoneyWise shows you the uncomfortable truth: most people throw away hundreds of dollars using the wrong card because banks make reward rules sneakily complex.

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The average MoneyWise user recovers $380/year simply by routing existing purchases to the right card. No new spending required.
Missed Cash BackLast 12 months
$412
earned $184 ยท could have earned $596
Groceries
$148
Dining
$116
Travel
$87
Gas
$61
โš ๏ธ You're using the wrong card for 4 categories
Card Recommendations

Advice from someone who
doesn't get paid to mislead you.

Every credit card comparison site you've ever used has a financial incentive to push certain cards. They push the cards best for their wallets, not yours.

Our recommendations are built on one thing: your actual spending patterns, matched against each card's rewards structure. The best card for you is the one that makes you the most money, full stop.

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MoneyWise earns nothing from card recommendations. No affiliate commissions, no referral fees, no paid placements. Just math to maximize your earnings.
Best card for each purchase
๐Ÿ›’
Whole Foods
$127 this month
Use this card
Amazon Prime
โ†‘ 5% back
๐Ÿฝ๏ธ
Restaurants
$340 this month
Use this card
Sapphire Preferred
โ†‘ 3x points
โœˆ๏ธ
United Airlines
$580 this month
Use this card
Venture X
โ†‘ 5x miles
โ›ฝ
Gas stations
$94 this month
Use this card
Blue Cash Pref.
โ†‘ 3% back
Spending Tracker

Every card,
one clear picture.

Most people with multiple cards have have a hard time keeping track where their money is going. It's scattered across statements, apps, and logins you rarely check.

MoneyWise pulls everything together into one clean view: all your cards, all your categories, all in one place. You can't optimize what you can't see. We show you the whole landscape.

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Automatically categorized, always current. MoneyWise keeps your spending picture up to date without hassle.
Monthly Spending
March 2026
$2,841total
Dining & Food
$840
Travel
$534
Shopping
$320
Other
$437
Sapphire Preferred
$1,240
Venture X
$920
Blue Cash Preferred
$681
Personal Inflation Tracker

Not the government's
inflation. Yours.

The CPI calculates inflation for the mythical statistically average American. If you eat out three nights a week and fly frequently, CPI will not tell you how inflation is impacting your lifestyle.

MoneyWise calculates your real inflation based on your actual spending so you can understand exactly how price changes is affecting the value of your money, so you can make decisions accordingly.

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Personalized to your actual spending categories. Not a government index. Not a national average. Your specific inflation for your lifestyle.
Your inflation
8.3%
past 12 months
National CPI
3.1%
headline rate
Dining out+11.4%
Groceries+9.2%
Flights+14.7%
Streaming & Software+1.2%
Gas+0.8%
Your personal inflation is 2.7ร— the national rate, driven mainly by dining and travel. These categories are also where you have the most to gain by optimizing your card choices.
Ready when you are

Your cards are working.
Make sure they're working for you.

MoneyWise is free to download. No commitments, no gimmicks, just a clearer picture of your money from day one.

Free ยท iOS 16+ ยท No credit card required